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Water and Wastewater Funding

The Arkansas Department of Agriculture offers financial assistance through multiple state and federal programs. Each program has its own eligibility requirements, project criteria, and funding terms.

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Eligible Project Types:

  • Water supply, treatment, and distribution systems
  • Sewer collection and treatment systems
  • Solid waste collection or disposal
  • Irrigation and flood control
  • Erosion and sediment control
  • Agricultural best management practices (nonpoint source pollution control)

Eligible Applicants:

  • Cities, towns, and counties
  • Rural development authorities and improvement districts
  • Water and wastewater treatment districts
  • Public facilities boards and water associations
  • Regional solid waste authorities and conservation districts

Funding Sources Administered:

  • Clean Water State Revolving Fund (CWSRF)
  • Drinking Water State Revolving Fund (DWSRF)
  • Water Development Fund (WDF)
  • Water, Sewer, and Solid Waste Fund (WSSW)
  • General Obligation Bond Program (CGO)

How to Apply for Water/Wastewater Funding

All applications for funding must follow these steps:

  1. Submit WWAC Pre-Application:
  2. Required for review by the Water/Wastewater Advisory Committee.
    1. Pre-Application
    1. Signatory Authority Resolution
  3. Due by the 15th of each month.
  4. Review Act 605 Requirements:
  5. Ensure compliance if applicable. Learn more here.
  6. Request Priority Ranking:
    1. Your project must appear on the Project Priority List to be considered.
    1. Use separate forms for Clean and Drinking Water SRF.
  7. Complete Water Plan Compliance Review:
    1. Required for all water and sewer projects.
  8. Submit Final Application in EnABLE:
  9. Apply through our online loan management system.
  10. Only complete applications will be reviewed.

EnABLE Online Application Portal

EnABLE is the Arkansas Department of Agriculture’s web-based loan management system. It allows eligible entities to:

  • Submit funding applications
  • Upload supporting documents
  • Request draws and reimbursements

To get started:

  1. Request an EnABLE account
  2. Complete the user access form and submit to: [email protected]
  3. Once approved, users receive login credentials and setup instructions.

Rates, Fees, and Program Guidance

State Revolving Loan Fund Rates:

  • 10-Year: 3.50% (2.50% interest + 1.00% fee)
  • 20-Year: 4.00% (3.00% interest + 1.00% fee)
  • 30-Year: 4.50% (3.50% interest + 1.00% fee)

State Program Rates (WDF, WSSW, CGO*):

  • 10-Year: 4.50%
  • 20-Year: 5.00%
  • 30-Year: 5.50%
  • Loan Origination Fee: 3% (can be included in loan)

​*CGO interest rates may vary based on general obligation bond issuance(s)

Forms and Resources

Program Contact: Debby Dickson
Email: [email protected]
Phone:(501) 682-0548

Program Contact: Amy Theriac
Email: [email protected]
Phone: (501) 682-0547